Your home or property may be repossessed if you DO NOT keep up repayments on your mortgage or other loans secured upon it.

Consider your options carefully before securing other debts against your home. While extending the repayment period may lower your monthly payments, it could result in a higher total interest cost over the life of the loan.

There may be a fee for arranging your mortgage. The actual amount you pay will depend upon your circumstances. We will inform you how much this will be after the initial discussion. The fee may be up to 1% of the mortgage amount with £195 payable on application and the balance on completion.

Some mortgage deals such as Buy to Lets, Commercial and Development finance are non-regulated mortgages, and the protection afforded to regulated mortgages does not apply. Ask your adviser for more details as to how this may affect you.